Good dental health is just as important as your annual physical. According to the American Academy of Periodontology, dental diseases (if left unattended) can contribute to health issues like heart disease, stroke, pre-term birth, and diabetes. In fact, gum health is as good an indicator of heart disease as high cholesterol is!
The Renfrew Center offers two dental plans through United Concordia (UCCI). Find a dentist at www.unitedconcordia.com/find-a-dentist. You may enroll in dental whether or not you have other dental coverage.
Bi-weekly rates are on the 2026 Rates page.
Importance of Preventive Care
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Overview
Lower-cost alternative with Diagnostic and Preventive, Basic, and Major services. No Orthodontia coverage. In-network and out-of-network benefits available.
Annual deductible:
$50 individual / $150 family
Annual maximum:
$1,000 per person
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Diagnostic & Preventive
Plan pays 100% (deductible waived)
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Basic Services
Plan pays 50% after deductible
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Major Services
Plan pays 20% after deductible
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Orthodontia
Not covered
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Click To Download Plan Documents:
Provider: United Concordia (UCCI)
Phone: 1-800-332-0366
Note: If you are on the HDHP, HSA funds may be used for dental expenses. HRA or PPO medical enrollees may use the Health Care FSA for eligible dental costs.
| Value Plan | PPO Plan |
|---|---|
OverviewAnnual deductible:$50 individual / $150 family Annual maximum:$1,000 per person |
OverviewAnnual deductible:$50 individual / $150 family Annual maximum:$1,500 per person |
Diagnostic & PreventivePlan pays 100% (deductible waived) |
Diagnostic & PreventivePlan pays 100% (deductible waived) |
Basic ServicesPlan pays 50% after deductible |
Basic ServicesPlan pays 80% after deductible |
Major ServicesPlan pays 20% after deductible |
Major ServicesPlan pays 50% after deductible |
OrthodontiaNot covered |
OrthodontiaN/A |
Orthodontia (child only)N/A |
Orthodontia (child only)Plan pays 50% · Lifetime maximum $1,000 |
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Overview
Diagnostic and Preventive, Basic, Major, and Orthodontia (child only). Visit any dentist; out-of-network care typically costs more.
Annual deductible:
$50 individual / $150 family
Annual maximum:
$1,500 per person
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Diagnostic & Preventive
Exams, routine cleaning, x-rays, fluoride, sealants
Plan pays 100% (deductible waived)
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Basic Services
Fillings, root canals, oral surgery, non-surgical periodontics, denture repair/relining
Plan pays 80% after deductible
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Major Services
Osseous surgery, crowns, inlays, onlays, cast restorations, bridges, dentures
Plan pays 50% after deductible
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Orthodontia (child only)
Plan pays 50% · Lifetime maximum $1,000
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Click To Download Plan Documents:
Provider: United Concordia (UCCI)
Website: www.ucci.com
Find a dentist: unitedconcordia.com/find-a-dentist
Phone: 1-800-332-0366
| PPO Plan | Value Plan |
|---|---|
OverviewAnnual deductible:$50 individual / $150 family Annual maximum:$1,500 per person |
OverviewAnnual deductible:$50 individual / $150 family Annual maximum:$1,000 per person |
Diagnostic & PreventivePlan pays 100% (deductible waived) |
Diagnostic & PreventivePlan pays 100% (deductible waived) |
Basic ServicesPlan pays 80% after deductible |
Basic ServicesPlan pays 50% after deductible |
Major ServicesPlan pays 50% after deductible |
Major ServicesPlan pays 20% after deductible |
OrthodontiaN/A |
OrthodontiaNot covered |
Orthodontia (child only)Plan pays 50% · Lifetime maximum $1,000 |
Orthodontia (child only)N/A |